Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Buying A New Boat? Consider Taking A Boating Course.
Posted: May 6, 2013
Every year, the U.S. Coast Guard compiles a list of statistics from all fifty states and five U.S. territories of reported recreational boating accidents. The numbers on these reports from year to year are staggering. As of 2011, there was approximately $52 million dollars of property damage as a result of recreational boating accidents and the number one contributing factor towards these accidents was...
April is Distracted Driving Awareness Month
Posted: April 8, 2013
Every April, the National Safety Council has promoted Distracted Awareness Month and its’ message is to encourage the public to start driving without the use of a cell phone. This year’s theme “What were you thinking?” focuses on educating the public on the distraction to the brain from a cell phone conversation while driving, whether it is a handheld or hands-free device. It is estimated...
What Is A Good Age To Start Considering Long-Term Insurance?
Posted: March 29, 2013
Ideally, between the ages of 50 and 65. This age group begins to think realistically about retirement and is actively planning for that golden day. Usually, they will have the other financial requirements behind them at that point such as a mortgage, college tuition and the like. So, planning for the financial impact of retirement is the next logical choice. With that, it is prudent...
Homeowners Insurance Trivia: When A Neighbor’s Tree Hits Your House, Who Pays?
Posted: March 7, 2013
Believe it or not, you do. Or rather your homeowners insurance does. Most tree-falling incidents are generally caused by “acts of God” such as ice, heavy winds, lighting, wind and snow, and are considered uncontrollable events which no one is held liable for the destruction that it creates. So, in that case, if your home is struck by a neighbor's tree during a storm, your homeowner insurance will cover the damage done to your house, as well...
Helmets Save Lives, Consider Wearing Them
Posted: February 26, 2013
A little more than half of the U.S. has a universal helmet law and it’s becoming a growing public health concern. The reality is that 4,500 people were motorcycle fatalities last year and of those fatalities, 41% of the motorcycle operators and 50% of the passengers were not wearing a helmet. Those numbers are staggering. The good news is that helmets are estimated to prevent approximately...