Skip to the content

Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Wedding Expenditures: How to Protect Your Investment

According to Brides magazine the average couple will spend approximate $27,000 on their wedding. Half of a couple’s budget will go towards the reception, approximately a third will be spent on the wedding gown and a significant portion will be towards the honeymoon. All of which require hefty deposits in order to secure the purchases and protect the retailers. However, in today’s economy, it would...

Hurricane Season and Your Homeowners Insurance: Do You Have A Hurricane Deductible?

Every year the entire eastern seaboard is either threatened or ravaged by hurricanes, tropical storms or tropical depressions during what is considered hurricane season which runs from June 1st through November 30th. In 2005, Hurricane Katrina had caused $41 billion dollars in devastation that the reinsurance companies realized they could not assume so much risk and that the primary companies needed to reduce their potential...

How to Survive a Rip Current

Statistics indicate that each year across the U.S., lifeguards are rescuing about 50,000 swimmers from rip currents and more than 100 of those victims do not make it. What can you do to help avoid a rip current or at least not fall victim to one? BE AWARE: Before you enter the water make yourself aware if a rip current exists. Ask a nearby lifeguard...

Emergency Weather Alerts: How Will You Know?

Not everyone is tuned into a TV or radio station all of the time. So, when an emergency broadcast message goes out for your area, how will you be informed in time to get you and your family to safety? Over the last few years there have been multitudes of events of flash flooding that have buckled streets, severe thunderstorms that uprooted trees causing major...

Educating Young Drivers About The Risks of Distraction Driving

Texting, emailing, talking on cell phones, even reading on electronic devices all while driving has become a major safety issue on our roads today. This is especially holds true for our young teen drivers where studies indicate that 16% of the distracted driver fatalities are the 20-and-under age group. Additionally, The Centers for Disease Control and Prevention did a study indicating that out of 15,000...