Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Hurricane Season and Your Homeowners Insurance: Do You Have A Hurricane Deductible?
Posted: July 27, 2012
Every year the entire eastern seaboard is either threatened or ravaged by hurricanes, tropical storms or tropical depressions during what is considered hurricane season which runs from June 1st through November 30th. In 2005, Hurricane Katrina had caused $41 billion dollars in devastation that the reinsurance companies realized they could not assume so much risk and that the primary companies needed to reduce their potential...
How to Survive a Rip Current
Posted: July 16, 2012
Statistics indicate that each year across the U.S., lifeguards are rescuing about 50,000 swimmers from rip currents and more than 100 of those victims do not make it. What can you do to help avoid a rip current or at least not fall victim to one? BE AWARE: Before you enter the water make yourself aware if a rip current exists. Ask a nearby lifeguard...
Emergency Weather Alerts: How Will You Know?
Posted: July 6, 2012
Not everyone is tuned into a TV or radio station all of the time. So, when an emergency broadcast message goes out for your area, how will you be informed in time to get you and your family to safety? Over the last few years there have been multitudes of events of flash flooding that have buckled streets, severe thunderstorms that uprooted trees causing major...
Educating Young Drivers About The Risks of Distraction Driving
Posted: June 22, 2012
Texting, emailing, talking on cell phones, even reading on electronic devices all while driving has become a major safety issue on our roads today. This is especially holds true for our young teen drivers where studies indicate that 16% of the distracted driver fatalities are the 20-and-under age group. Additionally, The Centers for Disease Control and Prevention did a study indicating that out of 15,000...
Some Good Things To Know When Hiring a Contractor or Day Laborer
Posted: June 15, 2012
If you need the help of a handyperson or a professional contractor, before you hire anyone you should be aware of the practical and legal issues that may occur. Are you licensed? Each contractor who comes onto your property should have a valid license. Take the time to ask to see the license and inspect it closely checking the expiration dates for some expire yearly....