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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The High Price of After Prom Drinking & Driving

    One of the riskiest nights of the year for teenagers coincides with one of the most memorable. High-school proms are a time-honored rite of passage that can turn tragic because of car crashes, binge drinking and other daring behaviors. But every year, thousands of students put on tuxes and slinky dresses, eat fancy dinners, and make an appearance at the prom. The trouble...

Wedding Insurance, is it worth the consideration...

With royal wedding just days away, this grand nuptial will be the kick off to the wedding season. One cannot fathom the price tag on an event of this magnitude. Anyone who is now planning their own joyous occasion knows about the big dollar figure that is committed for the room where the event is being held, the attire, transportation, flowers and every imaginable possibility...

Shopping for Boat Insurance? Important Facts You Should Know

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home's property value and generally includes the boat, motor and trailer combined. Liability coverage is typically not...

Protecting Your Motorcycle Against Theft

According to National Insurance Crime Bureau statistics, motor vehicle thefts are on the rise, and among the vehicles being targeted are motorcycles. Only 25% to 30% of motorcycles are recovered after theft. Thieves steal motorcycles to resell the whole bike or to strip it down and sell the parts. Motorcycles are particularly vulnerable for they are small and relatively easy to move. But, there are things you...

Pet Insurance Liability

        Depending on what breed of dog you own, where you live and your insurance company, it could be difficult to buy home insurance that includes liability for your dog. The Humane Society of the U.S. stated that about 39 percent of American households have at least one dog. With the increased amount of dog-bite litigations, some home insurance companies are refusing to...