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Category: Personal Protection

Renter’s Insurance, Why Aren’t You Covered?

It’s been a difficult year for apartment fires and the already high numbers just continue to grow. On Easter Sunday, a 16-unit apartment building in Dartmouth had gone up in flames, displacing thirty-five of the residents. After officials evaluated the damage yesterday, it was concluded that the upstairs apartments had lost everything, while the ground floor units were mostly affected with smoke and water damage....

Can I Insure My Valentine's Day Gift? Absolutely!

Americans are projected to have spent $17.6 billion on Valentine’s Day this year, pushing those hand-written love letters aside and grabbing their wallets to pony up some serious dough. According to a survey from the National Retail Federation, the average consumer will spend approximately $126 to ensure that Cupid hit its mark. This estimate is about an 8.5 percent increase from last year’s spending, putting...

Homeowners Insurance: Take an Inventory!

Don’t fall victim into thinking that a catastrophe could never happen to you. Statistics indicate that in 2010 there were over 300,000 house fires, resulting in $6.9 billion dollars in property damage. 37% of these house fires originated in the kitchen from a cooking accident being the cause of a fire. As a precautionary measure, what is your best plan of action? Besides being careful...

Having a Super Bowl Party? Cheer the Patriots On, Not Your Guests…

If you're serving alcohol at your Super Bowl party and one of your guests end up involved in an accident, you could be held responsible.  Many homeowners fail to realize that they can be found legally liable if an intoxicated guest leaves their home and has an auto accident and a third party involved is injured, the party host can be sued, particularly if the...

Renters/Apartment Insurance, For As Little As $10 A Month, How Can You Afford NOT To Have It?!?

In the wake of our area’s most recent devastation, three multi-family homes were leveled and numerous families lost everything they owned in the fire. http://www.youtube.com/watch?v=nPREoMuVxT4 As the generous contributions continue to pour in to help rebuild their lives, additionally insurance payouts would have provisioned them with a place to stay, their meals eating out and replacement of their personal property. Many renters don’t buy renters...