Snowmobile Insurance; Get It Before The Snow Really Flies!
Posted: December 29, 2011
Where’s The Snow?!? Many folks from snowmobile associations across New England are asking that very question. It’s almost January and the trails have very little if any snow cover on them. However, since the holiday season is almost over, there is some extra time to focus on their final preparation. Besides getting the machines ready and planning your routes, you may want to add to...
Now That Christmas Is Over…
Posted: December 29, 2011
If you have a fresh cut tree just because the Christmas holiday is over doesn’t mean that you should stop maintaining it. If you choose to leave your tree up until the New Year you need to keep watering it frequently to reduce the chance that its needles will dry our and pose a fire hazard. A Christmas tree fire isn’t a frequent occurrence, but when...
The Changing Tides for Insuring Coastal Communities
Posted: December 14, 2011
Back in 1969, the first coastal pool (Fair Plan) was created following Hurricane Camille. The idea was to provide insurance coverage for areas that were particularly vulnerable to windstorm losses. It allowed insurance companies to write a policy “ex-wind” and have the pool write a “wind only” or a “wind/hail” policy for designated coastal areas. Fair Plan’s coverage in coastal areas has ballooned as insurance...
The High Risks of Christmas, Home Invasions..
Posted: December 7, 2011
Lately the local news seems to be highlighting stories about high-profile incidents of home invasions almost nightly. The impact extends well beyond the invasion itself to sometimes almost deadly violence. The victim’s sense of safety in the home no longer exists after such a crime, which is a long-term loss that is irreplaceable in comparison to the items that were taken. A home invasion is...
Spread Some Holiday Cheer, Responsibly!
Posted: November 30, 2011
As the holiday season approaches, preparations will be made for the usual tradition of gathering with close friends and family. Potential hosts will be diligently trying to plan a great cocktail party, one that will impress their visitors. So, along with a great menu and complementary cocktails, these hosts should consider making careful plans to deal with the risks of a guest or two having...