Can I Still See My Own Doctor After Filing For Workers' Compensation?
Posted: May 28, 2019
There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...
Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?
Posted: May 21, 2019
Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the...
5 Questions About Commercial Auto Insurance
Posted: May 14, 2019
Commercial auto insurance and personal auto insurance are not the same. If you are a business owner, our knowledgeable agency can help you find the coverage you need. The following are five important things any business owner should know about commercial auto insurance. What Is the Purpose of Commercial Auto Insurance? Commercial auto insurance is designed to protect your business from legal claims of property...
Do I Need Business Insurance Coverage If I Am A Freelancer?
Posted: May 7, 2019
If you are a freelancer, you may think your business is too small to need insurance. The fact is that a business of any size can benefit from protection against mishaps. Our knowledgeable agency can help you design a business insurance package that provides the coverage you need at the best available rates. Why Freelancers Need Business Insurance If you are an independent contractor, or...
Being Smart When Old Man Winter Is Here
Posted: January 22, 2014
New England is infamous for its’ unpredictable weather patterns especially during the winter months. But when I was younger I remember those months being incredibly long, snowy and cold. I was able to endure those long winters for I had access to a huge lake that was frozen during most of it. So that meant at least 3 months of ice skating!! Whoo hoo! However,...