Hurricane Season and Your Homeowners Insurance: Do You Have A Hurricane Deductible?
Posted: July 27, 2012
Every year the entire eastern seaboard is either threatened or ravaged by hurricanes, tropical storms or tropical depressions during what is considered hurricane season which runs from June 1st through November 30th. In 2005, Hurricane Katrina had caused $41 billion dollars in devastation that the reinsurance companies realized they could not assume so much risk and that the primary companies needed to reduce their potential...
Some Good Things To Know When Hiring a Contractor or Day Laborer
Posted: June 15, 2012
If you need the help of a handyperson or a professional contractor, before you hire anyone you should be aware of the practical and legal issues that may occur. Are you licensed? Each contractor who comes onto your property should have a valid license. Take the time to ask to see the license and inspect it closely checking the expiration dates for some expire yearly....
Good News for Rhode Island Auto Owners: New Competitive Insurance Rates Are Now Available To YOU!
Posted: March 1, 2012
We are pleased to announce that for all Rhode Island auto owners that we are able to offer attractive new rates through one of our insurance carriers. Here is what we can offer to you from the latest Auto product: Good Student Discount - This new discount is for youthful drivers who are on their parents' policy and they maintain a 3.0 grade point...
Homeowners Insurance: Take an Inventory!
Posted: February 6, 2012
Don’t fall victim into thinking that a catastrophe could never happen to you. Statistics indicate that in 2010 there were over 300,000 house fires, resulting in $6.9 billion dollars in property damage. 37% of these house fires originated in the kitchen from a cooking accident being the cause of a fire. As a precautionary measure, what is your best plan of action? Besides being careful...
Having a Super Bowl Party? Cheer the Patriots On, Not Your Guests…
Posted: January 24, 2012
If you're serving alcohol at your Super Bowl party and one of your guests end up involved in an accident, you could be held responsible. Many homeowners fail to realize that they can be found legally liable if an intoxicated guest leaves their home and has an auto accident and a third party involved is injured, the party host can be sued, particularly if the...